Flexible Premium Annuity (Registered)

  • A tax free savings with flexible premium option
  • No up front charges and no back end charges after the first eight years
  • Competitive rates guaranteed

Executive Flexible Premium Annuity (EFPA)

  • Gives a choice of 1 to 5 years guaranteed interest rate periods allowing you to decide how your money grows
  • A guaranteed annuity rate with no upfront or back end charges
  • And access to interest accrued when needed

Single Premium Immediate Annuity (Unregistered)

  • Several options of income in either the single or joint plan
  • Guarantees income for the rest of your life
  • Is a single lump sum premium investment

 
TABLES OF INTEREST RATES

EFPA II (Trinidad Dollar)
Initial Premium

Term

1 year

2 years

3 years

4 years

5 years

$100-$4,999.99

6.00%

-

-

-

-

$5,000 - $99,999.99

6.25%

6.50%

6.75%

7.00%

7.50%

$100,000 - $499,999.99

6.50%

7.00%

7.25%

7.50%

8.00%

$500,000 - $999,999

7.00%

8.00%

8.25%

8.50%

9.00%

$1,000,000 - $4,999,999

8.00%

9.00%

9.25%

9.50%

10.00%

$5 million and over

8.50%

9.50%

9.75%

10.00%

11.00%
EFPA II: The Break Rate is 2%
 
EFPA Rates (US Dollar)
Premium

Term

1 year

2 year

$2,500 - $99,999

6.50%

7.00%

$100,000 - $999,999

7.00%

7.50%

$1,000,000 and over

7.50%

8.00%
   The Break Rate for $US EFPA II is 2%
 
EFPA Rates (Canadian Dollar)
Premium

Term

1 year

2 year

$2,500 - $99,999

6.00%

6.50%

$100,000 - $999,999

6.50%

7.00%

$1,000,000 and over

7.00%

7.50%
The Break Rate for CAN$ EFPA II is 2%
 
EFPA Rates £ (Sterling)
Premium

Term

1 year

2 year

£2,500 - £99,999

6.50%

7.00%

£100,000 - £999,999

7.00%

7.50%

£1,000,000 and over

7.50%

8.00%
The Break Rate for £ (Sterling) EFPA II is 2%
 
EFPA Rates € (Euro)
Premium

Term

1 year

2 year

€2,500 - €99,999

5.50%

6.00%

€100,000 - €999,999

6.00%

6.50%

€1,000,000 and over

6.50%

7.00%
The Break Rate for $ Euro EFPA II is 2%
 

Other Rates (Trinidad Dollar)
Product

Rate

Lifetime Advantage

10.00%